Financial Calculators
Mortgages, loans, interest, tax, retirement and everyday money math.
401(k) Retirement Calculator
Project your 401(k) balance at retirement, including employer match.
$1,175,676.70550/30/20 Budget Calculator
Split your take-home pay into needs, wants and savings using the 50/30/20 rule.
$2,250.00AAnnuity Calculator
Calculate the future value of a series of fixed periodic payments.
$81,939.67AAnnuity Payout Calculator
Calculate the fixed periodic payout a lump sum can provide.
$1,622.39AAPR Calculator
Calculate the true APR of a loan once fees are included.
7.06%AAuto Lease Calculator
Calculate a car lease's monthly payment from cap cost, residual and money factor.
$368.42AAuto Loan Calculator
Estimate your car payment including trade-in, down payment and sales tax.
$591.68AAverage Return Calculator
Calculate the arithmetic and geometric (CAGR) average of a series of yearly returns.
8.35%BBoat Loan Calculator
Calculate the monthly payment on a boat loan.
$436.78BBond Calculator
Calculate a bond's price and current yield from its coupon and market rate.
$926.40BBusiness Loan Calculator
Calculate the monthly payment on a business loan, including an origination fee.
$1,575.14CCanadian Mortgage Calculator
Calculate a Canadian mortgage payment using semi-annual compounding.
$2,441.57CCash Back or Low Interest Calculator
Compare a manufacturer's cash rebate to a low-interest financing offer.
$36,068.31CCD Calculator
Calculate the maturity value of a certificate of deposit.
$10,460.25CCollege Cost Calculator
Project the total cost of college after tuition inflation.
$45,609.05CCommission Calculator
Calculate sales commission and total pay.
$900.00CCompound Interest Calculator
See how your savings grow with compounding and optional monthly contributions.
$144,572.72CCredit Card Interest Calculator
See the real cost of only making minimum payments on a card balance.
21.0 years (252 months)CCredit Card Payoff Calculator
Find out how long it will take to pay off a card balance at a fixed monthly payment.
2y 6m (30 months)CCurrency Calculator
Convert between major world currencies using an indicative exchange-rate snapshot.
92.59DDebt Consolidation Calculator
Compare your current debts to a single consolidated loan payment.
$421.34DDebt Payoff Calculator
See how long any fixed-payment debt takes to pay off and the total interest paid.
4y 0m (48 months)DDebt-to-Income Ratio Calculator
Calculate your debt-to-income ratio and see how lenders view it.
20%DDepreciation Calculator
Calculate straight-line and declining-balance depreciation for an asset.
$5,000.00DDiscount Calculator
Work out the sale price after a percentage discount, with optional tax.
$20.00DDown Payment Calculator
Calculate the down payment amount and resulting loan size for a home purchase.
$35,000.00EEstate Tax Calculator
Estimate federal estate tax owed above the exemption threshold.
$0.00FFHA Loan Calculator
Estimate FHA mortgage payments including upfront and monthly mortgage insurance.
$1,861.86FFinance Calculator (TVM)
Solve for future value, or the payment needed to reach a savings goal.
$41,872.85FFuture Value Calculator
Calculate the future value of a lump sum plus regular contributions.
$34,581.90GGDP Calculator
Calculate GDP using the expenditure approach.
$20,200,000,000,000HHELOC Calculator
Find your available credit line and interest-only draw-period payment.
$162,500.00HHome Equity Loan Calculator
Find your available home equity and the payment on a home equity loan.
$162,500.00HHouse Affordability Calculator
Find the maximum home price you can afford based on income and debts.
$328,850.29IIncome Tax Calculator
Estimate US federal income tax using 2024 marginal tax brackets.
$11,553.00IInflation Calculator
See what an amount of money will be worth in the future, or was worth in the past.
$13,439.16IInterest Calculator
Calculate interest earned using simple or compound interest.
$2,210.25IInterest Rate Calculator
Solve for a loan's interest rate from its payment, amount and term.
3.82%IInvestment Calculator
Project investment growth with contributions, and see the inflation-adjusted value.
$103,044.16IIR35 Factors Checklist
Walk through the main factors that determine IR35 status — an educational guide, not a determination.
Leans outside IR35IIRR Calculator
Calculate the internal rate of return on a series of cash flows.
19.44%LLease Calculator
Estimate a monthly lease payment from asset value, residual value and money factor.
$573.13LLoan Calculator
Work out the monthly payment and total interest on any fixed-rate loan.
$488.26LLoan Repayment Calculator
Compare a standard fixed payment to an income-based payment plan.
$388.57MMargin Calculator
Calculate buying power and borrowed amount when trading on margin.
$20,000.00MMarriage Tax Calculator
See if filing jointly creates a marriage bonus or penalty vs filing single.
$18,706.00MMortgage Amortization Calculator
See how extra payments shorten your mortgage and cut total interest.
23.4 yearsMMortgage Calculator
Estimate your monthly mortgage payment, including taxes, insurance and HOA.
$2,022.62MMortgage Payoff Calculator
See how much sooner you'll be mortgage-free by paying extra each month.
15y 3m (183 months)MMutual Fund Calculator
Project mutual fund growth net of the expense ratio.
$207,823.45PPayback Period Calculator
Calculate how long it takes to recover an investment from its cash flows.
3.67 yearsPPayment Calculator
Solve for the loan payment, or the loan amount a target payment supports.
$495.03PPension Calculator
Estimate a defined-benefit pension payout from salary and years of service.
$38,250.00PPercent Off Calculator
Quickly calculate a sale price after a percentage discount.
$15.00PPersonal Loan Calculator
Calculate the payment and total cost of a personal loan, including an origination fee.
$392.86PPresent Value Calculator
Calculate the present value of a future lump sum.
$13,959.87RReal Estate Investment Calculator
Estimate profit and ROI on a buy-renovate-sell real estate deal.
$25,450.00RRefinance Calculator
See your new payment, monthly savings and breakeven point on a refinance.
$1,714.91RRent Affordability Calculator
Find how much rent you can comfortably afford based on your income.
$1,650.00RRent vs. Buy Calculator
Compare the total cost of renting vs. buying over a number of years.
$117,282.32RRental Property Calculator
Estimate cash flow, cap rate and cash-on-cash return for a rental property.
$342.56RRetirement Calculator
Project your total retirement savings and a sustainable annual withdrawal.
$991,582.45RRMD Calculator
Calculate your Required Minimum Distribution from a retirement account.
$20,325.20RROI Calculator
Calculate return on investment, with optional annualized return.
$4,000.00RRoth IRA Calculator
Project your tax-free Roth IRA balance at retirement.
$1,220,150.76SSalary Calculator
Convert between hourly, weekly, monthly and annual pay.
$60,000.00SSales Tax Calculator
Find the tax amount and total price, or back out the pre-tax price from a total.
$7.25SSavings Calculator
Project how a savings account grows with regular deposits.
$45,665.77SSimple Interest Calculator
Calculate interest earned or owed with simple (non-compounding) interest.
$750.00SSocial Security Calculator
Estimate your monthly Social Security benefit at different claiming ages.
$1,906.67SStudent Loan Calculator
Calculate your monthly student loan payment and total interest.
$340.64TTake-Home Pay Calculator
Estimate your net paycheck from gross salary, pre-tax deductions and your effective tax rate.
$2,075.38TTip Calculator
Split the bill and calculate the tip per person.
$10.80TTraditional IRA Calculator
Project your pre-tax IRA balance and its after-tax value at withdrawal.
$1,220,150.76UUK Mortgage Calculator
Estimate a UK mortgage payment and Stamp Duty Land Tax (SDLT).
£1,719.44UUK Notice Period Calculator
Find the statutory minimum notice period and compare it to a contractual one.
4 weeksUUK Stamp Duty Calculator (England, Scotland, Wales)
Calculate Stamp Duty (SDLT), LBTT or LTT for a property purchase in England/NI, Scotland or Wales.
£7,500.00UUK Statutory Redundancy Pay Calculator
Calculate your UK statutory redundancy payment from age, service and weekly pay.
£8,700.00UUmbrella vs. Limited Company Take-Home Calculator
Compare your net take-home pay contracting via an umbrella company vs. your own limited company.
£61,195.82VVA Mortgage Calculator
Estimate a VA loan payment including the VA funding fee.
$1,886.87VVAT Calculator
Add or remove VAT from a price.
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