Financial Calculators
Mortgages, loans, interest, tax, retirement and everyday money math.
Annuity Calculator
Calculate the future value of a series of fixed periodic payments.
Annuity Payout Calculator
Calculate the fixed periodic payout a lump sum can provide.
APR Calculator
Calculate the true APR of a loan once fees are included.
Auto Lease Calculator
Calculate a car lease's monthly payment from cap cost, residual and money factor.
Average Return Calculator
Calculate the arithmetic and geometric (CAGR) average of a series of yearly returns.
Boat Loan Calculator
Calculate the monthly payment on a boat loan.
Bond Calculator
Calculate a bond's price and current yield from its coupon and market rate.
Business Loan Calculator
Calculate the monthly payment on a business loan, including an origination fee.
Canadian Mortgage Calculator
Calculate a Canadian mortgage payment using semi-annual compounding.
Cash Back or Low Interest Calculator
Compare a manufacturer's cash rebate to a low-interest financing offer.
CD Calculator
Calculate the maturity value of a certificate of deposit.
College Cost Calculator
Project the total cost of college after tuition inflation.
Commission Calculator
Calculate sales commission and total pay.
Currency Calculator
Convert between major world currencies using an indicative exchange-rate snapshot.
Debt Consolidation Calculator
Compare your current debts to a single consolidated loan payment.
Debt-to-Income Ratio Calculator
Calculate your debt-to-income ratio and see how lenders view it.
Depreciation Calculator
Calculate straight-line and declining-balance depreciation for an asset.
Down Payment Calculator
Calculate the down payment amount and resulting loan size for a home purchase.
Estate Tax Calculator
Estimate federal estate tax owed above the exemption threshold.
Finance Calculator (TVM)
Solve for future value, or the payment needed to reach a savings goal.
Free 401(k) Retirement Calculator
Project your 401(k) balance at retirement, including employer match.
Free 50/30/20 Budget Calculator
Split your take-home pay into needs, wants and savings using the 50/30/20 rule.
Free Auto Loan Calculator
Estimate your car payment including trade-in, down payment and sales tax.
Free Compound Interest Calculator
See how your savings grow with compounding and optional monthly contributions.
Free Credit Card Interest Calculator
See the real cost of only making minimum payments on a card balance.
Free Credit Card Payoff Calculator
Find out how long it will take to pay off a card balance at a fixed monthly payment.
Free Debt Payoff Calculator
See how long any fixed-payment debt takes to pay off and the total interest paid.
Free Discount Calculator
Work out the sale price after a percentage discount, with optional tax.
Free FHA Loan Calculator
Estimate FHA mortgage payments including upfront and monthly mortgage insurance.
Free HELOC Calculator
Find your available credit line and interest-only draw-period payment.
Free Home Equity Loan Calculator
Find your available home equity and the payment on a home equity loan.
Free House Affordability Calculator
Find the maximum home price you can afford based on income and debts.
Free Income Tax Calculator
Estimate US federal income tax using 2024 marginal tax brackets.
Free Interest Calculator
Calculate interest earned using simple or compound interest.
Free Investment Calculator
Project investment growth with contributions, and see the inflation-adjusted value.
Free Loan Calculator
Work out the monthly payment and total interest on any fixed-rate loan.
Free Mortgage Amortization Calculator
See how extra payments shorten your mortgage and cut total interest.
Free Mortgage Calculator
Estimate your monthly mortgage payment, including taxes, insurance and HOA.
Free Mortgage Payoff Calculator
See how much sooner you'll be mortgage-free by paying extra each month.
Free Personal Loan Calculator
Calculate the payment and total cost of a personal loan, including an origination fee.
Free Refinance Calculator
See your new payment, monthly savings and breakeven point on a refinance.
Free Rent vs. Buy Calculator
Compare the total cost of renting vs. buying over a number of years.
Free Retirement Calculator
Project your total retirement savings and a sustainable annual withdrawal.
Free ROI Calculator
Calculate return on investment, with optional annualized return.
Free Roth IRA Calculator
Project your tax-free Roth IRA balance at retirement.
Free Salary Calculator
Convert between hourly, weekly, monthly and annual pay.
Free Sales Tax Calculator
Find the tax amount and total price, or back out the pre-tax price from a total.
Free Savings Calculator
Project how a savings account grows with regular deposits.
Free Simple Interest Calculator
Calculate interest earned or owed with simple (non-compounding) interest.
Free Student Loan Calculator
Calculate your monthly student loan payment and total interest.
Free Take-Home Pay Calculator
Estimate your net paycheck from gross salary, pre-tax deductions and your effective tax rate.
Free Tip Calculator
Split the bill and calculate the tip per person.
Free Traditional IRA Calculator
Project your pre-tax IRA balance and its after-tax value at withdrawal.
Free VA Mortgage Calculator
Estimate a VA loan payment including the VA funding fee.
Free VAT Calculator
Add or remove VAT from a price.
Future Value Calculator
Calculate the future value of a lump sum plus regular contributions.
GDP Calculator
Calculate GDP using the expenditure approach.
Inflation Calculator
See what an amount of money will be worth in the future, or was worth in the past.
Interest Rate Calculator
Solve for a loan's interest rate from its payment, amount and term.
IR35 Factors Checklist
Walk through the main factors that determine IR35 status — an educational guide, not a determination.
IRR Calculator
Calculate the internal rate of return on a series of cash flows.
Lease Calculator
Estimate a monthly lease payment from asset value, residual value and money factor.
Loan Repayment Calculator
Compare a standard fixed payment to an income-based payment plan.
Margin Calculator
Calculate buying power and borrowed amount when trading on margin.
Marriage Tax Calculator
See if filing jointly creates a marriage bonus or penalty vs filing single.
Mutual Fund Calculator
Project mutual fund growth net of the expense ratio.
Payback Period Calculator
Calculate how long it takes to recover an investment from its cash flows.
Payment Calculator
Solve for the loan payment, or the loan amount a target payment supports.
Pension Calculator
Estimate a defined-benefit pension payout from salary and years of service.
Percent Off Calculator
Quickly calculate a sale price after a percentage discount.
Present Value Calculator
Calculate the present value of a future lump sum.
Real Estate Investment Calculator
Estimate profit and ROI on a buy-renovate-sell real estate deal.
Rent Affordability Calculator
Find how much rent you can comfortably afford based on your income.
Rental Property Calculator
Estimate cash flow, cap rate and cash-on-cash return for a rental property.
RMD Calculator
Calculate your Required Minimum Distribution from a retirement account.
Social Security Calculator
Estimate your monthly Social Security benefit at different claiming ages.
UK Mortgage Calculator
Estimate a UK mortgage payment and Stamp Duty Land Tax (SDLT).
UK Notice Period Calculator
Find the statutory minimum notice period and compare it to a contractual one.
UK Stamp Duty Calculator (England, Scotland, Wales)
Calculate Stamp Duty (SDLT), LBTT or LTT for a property purchase in England/NI, Scotland or Wales.
UK Statutory Redundancy Pay Calculator
Calculate your UK statutory redundancy payment from age, service and weekly pay.
Umbrella vs. Limited Company Take-Home Calculator
Compare your net take-home pay contracting via an umbrella company vs. your own limited company.