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401(k) Retirement Calculator

Estimate your 401(k) balance at retirement from current savings, contribution rate, employer match and expected return.

Balance at Retirement
$1,175,676.70
  • Your Monthly Contribution$350.00
  • Employer Match (monthly)$175.00
  • Total Contributed$240,500.00
  • Investment Growth$935,176.70

Assumes a dollar-for-dollar employer match up to the percentage you enter — check your plan's actual match formula.

Show your work
  1. Months until retirement = (65 − 30) × 12 = 420
  2. Combined monthly contribution = $350.00 + $175.00 = $525.00
  3. FV = $20,000.00(1+i)^420 + contributions grown at 7%/yr = $1,175,676.70

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