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Credit Card Interest Calculator

Calculate how much a credit card balance really costs if you only make minimum payments — total interest and payoff time.

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Time to Pay Off (minimum payments only)
21.0 years (252 months)
  • Total Interest Paid$10,886.92

This is why credit card issuers are required to show a 'minimum payment warning' on statements — it usually costs far more than a fixed payoff plan.

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